Net Salary Calculator
See what your net pay is worth per hour you actually work.
What your payslip does not tell you
A payslip has two numbers that matter. The gross is what your employer pays, the net is what arrives in your account. Everything in between is tax, social security and whatever else your country deducts, and those rules are different in every country. This calculator does not try to guess them. It takes both numbers from your own payslip, so the answer is right wherever you live.
What the payslip leaves out is what that net is worth. Divide it by the hours you actually work, rather than the hours in your contract, and the number moves. Take 4,500 gross and 3,300 net on a 40-hour contract. Forty hours a week is 173 hours a month, so that is 19.04 net per hour. Work 48 hours instead and the same 3,300 becomes 15.87 per hour, a fifth less, for the same money.
The gap between gross and net is worth seeing as one number too. In the example above it is 1,200 a month, which is 14,400 over a year and 27% of the gross. That is the share of your pay you never touch.
For the Netherlands there is a version that does know the rules: netto salaris berekenen, with the actual brackets and tax credits. Everywhere else, your payslip is the better source.
What your pay is worth
Why do you ask for my net salary instead of working it out?
Because the rules that turn gross into net are different in every country, and often different per person within a country. Your payslip already has the answer at the bottom. Taking both numbers from the payslip means the outcome is correct wherever you live, instead of correct in one country and wrong in the rest.
Which hours should I fill in?
Contract hours are the hours you are paid for. Actual hours are the hours the job takes, including unpaid overtime and time you spend on work outside your official day. If both are the same, leave the second field empty.
Is holiday pay included?
Only if it is on the payslip you are looking at. Use an ordinary month. Amounts paid once a year, such as a lump-sum holiday allowance or a bonus, are not part of a normal month and would distort the per-hour figure.
Where does the difference between gross and net go?
Income tax and social security contributions are the largest parts in most countries. Pension premiums, health insurance and union fees can also be deducted before the money reaches your account. Your payslip lists each line separately.
I want a calculation based on my country's tax rules.
There is one for the Netherlands at https://quick-calculators.com/nl/net-salary/, which uses the actual Dutch brackets and credits. For other countries this calculator works from your payslip instead, so that it does not give you a Dutch answer in your own currency.